Should I get renter's insurance when I live in University Housing?
Yes! While you may be covered under your parent’s homeowner’s insurance, claims against homeowner’s insurance can be expensive, especially compared to renter’s insurance. Personal property insurance is recommended by WSU. This insurance will cover your belongings if they are accidentally damaged, stolen, vandalized or suffer a loss from water, fire, smoke, etc. It’s very important to purchase coverage (starting at $65 for the year for $2,000 worth of coverage) so that in the event an emergency arises, you will have the funds to replace your items. If a loss occurs, WSU is not responsible. We strongly encourage all students to purchase this insurance as unfortunate situations can and do happen. Here are some common situations that can occur:
1. Water damage from sprinklers going off
2. Fire, smoke, explosion, windstorm
4. Accidental damage
To purchase this coverage, please visit www.studentinsuranceprograms.com/pp . You can also reach our broker that handles this plan (Haylor, Freyer, & Coon, Inc), at 866-535-0456 or email@example.com and they’d be happy to answer any questions that you have and help you enroll.